Attention homeowners: Real estate appraisal services for in Whiting and Ocean County
Here are the top seven reasons why NJ homeowners call on Ru Appraisals, LLC:
Own a home in or near Whiting, NJ and need help determining the value of it?
We at Ru Appraisals, LLC understand the particular needs of a customer seeking appraisal services. Our typical business clients get the appraisal process and the usual documents we provide. Being a homeowner that most likely doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our findings. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours. Need to remove PMI?A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. Ru Appraisals, LLC is qualified in helping customers just like you rid yourselves of unneeded and unwanted PMI insurance. Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that's declining. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Ru Appraisals, LLC is your perfect weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your house is close to a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Ru Appraisals, LLC can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Ru Appraisals, LLC offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home. |
