Homeowner Appraisal Services for Ocean and Monmouth counties and including most of New Jersey.

 

photo by Beach247Productions

 

You as a homeowner are faced numerous times in life that may require a valuation. Your largest asset. Your home. We at RU Appraisals and Consultants,LLC. understand your concerns. Letting a stranger coming into your home to trusting they will give you a fair market valuation on your property. From the point of initial contact to the delivery of the report we work put 100% plus effort into the process. Including data which we help you understand how the value was arrived. Most homeowners don't understand the process and how we arrive at value. We will assist you in understanding it.

Your concerns:

  • How much will it cost? Depends on the assignment see our fees.
  • Yes we are licensing by the state of New Jersey.
  • A quick turn around time depending on complexity of the assignment and you make use our online ordering system and payment terms.
  • On time inspection and at your convenience.
  • We understand your home is your castle and we respect that.
  • Complete detailed report with market data and trends. Some appraisers will add the required three sales.  That is it. We add data to the report to cover a complete analysis. So no one can question how we arrived at value.
  • In today's market on must keep abreast with the financial news and events. That helps shape how values are arrived at.
  • Questions you may have we will gladly help you with. Client service is at the core of our firm.

 

For-Sale-By-Owner in Ocean and Monmouth Counties: We offer a fair and objective value on your home. Unbiased opinion of value which we are governed by USPAP. Detailed reports showing how the value has been determined. We are the only licensed professional to measure the Gross Living Area of your home besides the assessor. Many are licensed appraisers. What better way to approach a buyer via a negotation than with an appraisal. The cost may save you a deal that could cost you thousands of dollars in this market. The longer the home is on the market creating more mortgage payments and taxes. If you already moved the home is vacant longer. In this market that could truly be an issue.
The report also can be used as a guideline in a range of values to price your home. Our reports contain market data that will help you decide a price. Appraisers offered unbiased opinion on values. We have nothing to gain in your transaction. At RU Appraisals, and Consultants, LLC. we pride ourselves that our reports will stand up. In this market and the past when it has come to that critical moment the reports have failed to do what they were written to do. This market shows the results of faulty and dishonest reporting. In the end we know the transaction depends on a well documented report that will hold up to a review. Today's lenders are not taking chances or cutting corners as in the past. What a better way to prepare for that happy day when you have sold your home. Save yourself time and money. Let us do the rest for you. Call us now.  

PMI Removal Appraisals

A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you like to have a professional "double-check" it for accuracy or do you need a second opinion without the expense and delay of waiting for a whole new appraisal?

  • Appraisal Field Reviews: Well check your appraisal for accuracy and provide exterior "field inspections" of the subject and comparable properties for maximum appraisal certainty. Maybe you sense the appraiser was only in the home for 10 minutes.Or missed your landscaping. Did they measure the home? Where they trying to make a number or missed some detailed that might change the outcome. Perfect for any situation demanding a second opinion on value.
  • Appraisal Desk Reviews: In a hurry and just want to "double-check" the facts? Well use our extensive Internet research capabilities and office files to deliver reviews with the highest degree of precision in the industry.

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages